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NJVMA Veterinary Insurance Program

Property & Casualty Insurance program endorsed by
the New Jersey Veterinary Medical Association
(Direct Program NOT open to Agents & Brokers)

The Solution

The NJVMA Property & Casualty Insurance Program is Exclusively designed for New Jersey Veterinarians. This innovative Program was designed to provide member veterinarians with the superior coverages and preferred pricing not offered by other programs. As your local veterinary insurance specialist, our focus is to accurately assess your insurance requirements and present you with the most cost effective solutions to safeguard your veterinary practice.

The solution is to participate in your Association endorsed program and benefit from the superior coverages and preferred pricing of the NJVMA Insurance Program.

The Team

In business since 1971, Creative Agency Group, located in Holmdel, New Jersey, is the exclusive representative for The NJVMA Veterinary Insurance Program. Creative has been successfully insuring New Jersey veterinarians and animal hospitals for over 35 years.

Creative Agency Group has partnered with The Merchants Insurance Group to underwrite the NJVMA program. In business since 1918, Merchants has the expertise and service you need to protect your valuable veterinary practice.

Let Creative work together with you to provide the superior coverages, preferred pricing, and services necessary to properly insure your veterinary practice.


Exclusive Advantages

  • Custom designed coverage
  • Same day insurance review and proposals
  • Specialized loss control services
  • Local claims service/24-hour claim reporting


Basic Coverages
  • Property & Liability
  • Building & Contents & Extra Expense
  • Business Income Coverage up to 18 months
  • Enhances Comprehensive General Liability>
  • Systems Breakdown coverage for all mechanical, electrical and HVAC equipment.
  • Ordinance or Law Coverage
  • Employment Practices Liability
  • Hired and non-owned Auto Liability
  • Employee Dishonesty
  • Computer Coverage
  • Spoilage
  • Water Backup
Additional Coverages*
  • Commercial Umbrella Liability
  • Commercial Automobile
  • Workers Compensation with up to 20% discount
  • Groomers Professional Liability
  • Personal Auto, Home, Boat
* Additional coverages may be provided by Merchants Insurance Group or other insurance companies
Customized Coverage for NJVMA Members
  • Veterinarians Professional Liability - Protects you against losses resulting from errors in diagnosis to treatment. (Claims won't be settled without your consent)
  • Data Compromise - Protects customer data, such as credit card numbers in your control
  • Legal fees due to Consumer Complaints - Reimbursement of legal fees up to $25,000 per occurrence for representation at the State Board of Veterinary Examiners because of a consumer complaint
  • Rewards for Escaped/stolen Animals - Rewards to recover stolen/escaped animals while in your custody
  • Recovery of Animals Expense - Expenses to recover, or attempting to recover, stolen/escaped animals while in your custody

    Plus Many Others!

This Program is designed for members of the New Jersey Veterinary Medical Association.
Let the Creative Agency Group reduce your cost and protect your practice and it's assets.


For more information, please contact:

Leslie M. Nolan
Vice President
(800) 888-8381, Ext. 125 Telephone
(732) 858-8018 Direct Fax

Lnolan@creativeagency.com
Joyce M. Famelio
Assistant Marketing Manager
(800) 888-8381, Ext. 190 Telephone
(732) 858-8051 Direct Fax

jfamelio@creativeagency.com
njvma Merchants
Private Golf & Country Club Program Franchised Auto Dealer Program Fitness, Health & Racquet Club Program Used Car Dealer Program NJVMA Veterinary Insurance Program Business Insurance
Personal Insurance, Auto & Home Employee Benefit Services Financial Services Child Care & Nursery Schools Apartments & Condominiums Car Washes

15 West Main Street, Route 520 ● Holmdel, New Jersey 07733

tel: 800.888.8381  732.946.4000 ● fax: 732.946.2044
 
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