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The Veterinary Program
 Property & Casualty Insurance program endorsed by the
New Jersey Veterinary Medical Association

The Solution
The NJVMA Property & Casualty Program is exclusively designed for Veterinarians. This innovative Program was designed to provide member veterinarians with the superior coverages and preferred pricing not offered 
by other programs. As your local veterinary insurance specialist, our focus is to accurately assess your insurance requirements and present you with the most 
cost effective solutions to safeguard your veterinary practice.

The solution is to participate in your Association endorsed program and benefit 
from the superior coverages and preferred pricing of the NJVMA Insurance.

The Team
In business since 1971, Creative Agency Group, located in Holmdel, New Jersey, is the exclusive representative for The Veterinarians Services Program. Creative has been successfully insuring veterinarians and animal hospitals for over 35 years.


Zurich North America Small Business is the underwriter for the program. Rated "A" for excellent by A.M. Best, Zurich has been in business for over 100 years and is one of the strongest insurance and assets management organizations in the world. Zurich offers superior claims services, financial stability, experience, and the commitment to excellence for a partner you can trust.

Let Creative work together with you to provide the superior coverages, preferred pricing, and services necessary to properly insure your veterinary practice.

BENEFITS

Exclusive Advantages
  • Custom designed coverage
  • Same day insurance review and proposals
  • Specialized loss control services
  • Local claims service/24-hour claim reporting

Basic Coverages
  • Property & Liability
  • Building & Contents
  • Business Income Coverage
  • Enhances Comprehensive General Liability
  • Systems Breakdown coverage for all mechanical, electrical and HVAC equipment.
  • Spoilage

Additional Coverages

  • Umbrella Liability
  • Commercial Automobile
  • Workers’ Compensation
  • Pet Services Professional Liability
  • Employment Practices Liability
 Customized Coverage
  • Veterinarians Professional Liability - Protects you against losses resulting from errors in diagnosis to treatment
  • Veterinarian Equipment - Kennels and caging, fencing, animal runs, x-ray equipment, surgical examination tables, cremation equipment, etc.
  • Animal Bailee Coverage - Protects you against the cost of disposing if customers' animals that die while you are holding them for service
  • Animal Theft Coverage - Protects you against loss due to theft of animals while in your care
  • Property Damage Caused by Animals - Protects you from the property loss of damage caused by animals in your care
  • Legal fees due to Consumer Complaints - Reimbursement of legal fees up to $10,000 per occurrence for representation at the State Board of Veterinary Examiners because of a consumer complaint
  • Rewards for Escaped/stolen Animals - Rewards to recover stolen/escaped animals while in you custody
  • Recovery of Animals Expense - Expenses to recover, or attempting to recover, stolen/escaped animals while in your custody
* Additional coverage may be provided by Zurich North America or other insurance companies


This Program is designed for members of the New Jersey Veterinary Medical Association. 
Let the Creative Agency Group reduce your cost and protect your practice and it's assets. 


For more information, please call:
njvma Leslie M. Nolan
Vice President
(800) 888-8381, Ext. 125 Telephone
(732) 858-8018 Direct Fax
lnolan@creativeagency.com

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15 Creative Circle, Route 520 ● Holmdel, New Jersey 07733
tel: 800.888.8381  732.946.4000 ● fax: 732.946.2044