BENEFITS Exclusive Advantages
Custom designed coverage Same day insurance review and proposals	Specialized loss control services Local claims service/24-hour claim reporting
Basic Coverages Property & Liability Building & Contents Business Income Coverage Enhances Comprehensive General Liability Systems Breakdown coverage for all mechanical, electrical and HVAC equipment. Spoilage Additional Coverages Umbrella Liability Commercial Automobile Workers’ Compensation Pet Services Professional Liability Employment Practices Liability	Customized Coverage Veterinarians Professional Liability - Protects you against losses resulting from errors in diagnosis to treatment Veterinarian Equipment - Kennels and caging, fencing, animal runs, x-ray equipment, surgical examination tables, cremation equipment, etc. Animal Bailee Coverage - Protects you against the cost of disposing if customers' animals that die while you are holding them for service Animal Theft Coverage - Protects you against loss due to theft of animals while in your care Property Damage Caused by Animals - Protects you from the property loss of damage caused by animals in your care Legal fees due to Consumer Complaints - Reimbursement of legal fees up to $10,000 per occurrence for representation at the State Board of Veterinary Examiners because of a consumer complaint Rewards for Escaped/stolen Animals - Rewards to recover stolen/escaped animals while in you custody Recovery of Animals Expense - Expenses to recover, or attempting to recover, stolen/escaped animals while in your custody
* Additional coverage may be provided by Zurich North America or other insurance companies
This Program is designed for members of the New Jersey Veterinary Medical Association.  Let the Creative Agency Group reduce your cost and protect your practice and it's assets.
For more information, please call:
Leslie M. Nolan Vice President (800) 888-8381, Ext. 125 Telephone (732) 858-8018 Direct Fax lnolan@creativeagency.com