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THE PRIVATE GOLF & COUNTRY CLUB PROGRAM
Property and Casualty Insurance Exclusively for Private Clubs

The Solution
The Private Golf and Country Club Program is exclusively designed for Private Clubs. This innovative Program was designed to provide private clubs with the superior coverages and preferred pricing not offered by other programs. Other industry programs insure private clubs, public clubs, semiprivate clubs, and resort clubs under one program without recognizing the unique and superior characteristics of private clubs.

The Team
In business since 1971, Creative Agency Group, located in Holmdel, New Jersey, is the Program Administrator for The Private Golf & Country Club Program. Creative has been successfully insuring clubs since 1986.

Wausau Insurance, a member of Liberty Mutual Group, is among the underwriter for the program and offers financial stability, excellent claims service, and specialized loss control services.

Let Creative work together with you and your current agent or broker to provide the superior coverages, preferred pricing, and services necessary to properly insure your private club.


BENEFITS

Exclusive Advantages

  • Private golf and country clubs only
  • Custom designed coverage
  • Preferred pricing
  • Available through your local agent or broker
  • Specialized loss control services
  • 24-hour claim reporting

Property Coverages

Golf Course

  • coverage for entire golf course grounds
  • $2,000,000 “tee to green” coverage with
    no per hole limitation (covered on a special
    perils basis)
  • limits of up to $2500 per tree/ $75,000 per
    occurrence for replacement or replacement
    by relocation of existing tree on premises

Property and Facilities

  • clubhouse, maintenance buildings, and all
    other structures and personal property
    covered on a blanket basis without
    coinsurance
  • coverage for cart paths, paved walkways, ball
    washers, benches, course markers, fences,
    bridges, retaining walls, irrigation systems,
    lightning detection systems, tennis courts,
    pools, fountains, signs, etc.
  • systems breakdown coverage for all
    mechanical, electrical and HVAC equipment

Club Maintenance Equipment and Golf Carts

  • coverage for newly acquired maintenance
    equipment and golf carts up to $500,000
  • coverage for leased, borrowed, or rented
    equipment
  • replacement cost coverage is provided
    regardless of age

Property of Members and Guests

  • golf equipment with no per bag limitations
  • coverage included in blanket property limit
  • garagekeepers coverage for valet operations

Blanket Business Interruption and Extra Expense

  • coverage for loss of earnings from
    suspended operations, as well as, any extra
    expenses to help maintain normal club
    operations
  • actual loss sustained coverage
  • 24 month period of restoration
  • 180 day extended period of indemnity
  • applies to loss under greens and grounds
    coverage
  • off premises power and utility failure
    including overhead transmission lines
  • no waiting period or deductible
Liability Coverages
  • enhanced comprehensive general liability
  • full coverage for damage to autos and
    homes caused by errant golf balls
  • persons protected includes members,
    volunteers, golf and tennis pros and golf
    cart users
  • medical payments
  • third party liability
  • herbicide, pesticide and fertilizer application
    and storage including pool chemicals (also covered in umbrella)
  • liquor liability
  • employee benefits liability
  • non auditable

Additional Coverages

  • directors & officers liability (including employment practices and third
    party discrimination)
  • fiduciary liability
  • commercial automobile
  • workers compensation
  • umbrella liability
  • crime, including broader definitions of
    employee crime
  • pollution liability for storage tanks
  • flood and earthquake coverage on buildings,
    personal property, business interruption and
    extra expense.
The preferred program for private clubs is The Private Golf & Country Club Program.

 


www.Peerless-Ins.com

 


www.Wausau.com

 

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For more information, please call or have your current agent contact: 

Jonathan Aber
National Program Director
(800) 888-8381 Telephone
(732) 858-8017 Direct Fax
jaber@creativeagency.com
 

Peter A. Small
National Program Coordinator
(800) 888-8381 Telephone
732 858 8058
Direct Fax
psmall@creativeagency.com

Lynn Scott
Assistant Vice President
(800) 888-8381 Telephone
732 858 8049 Direct Fax

lscott@creativeagency.com

 
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15 Creative Circle, Route 520 ● Holmdel, New Jersey 07733
tel: 800.888.8381  732.946.4000 ● fax: 732.946.2044