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THE
PRIVATE GOLF & COUNTRY CLUB PROGRAM
Property and Casualty Insurance Exclusively for
Private Clubs
Currently Available in NJ, NY, PA, CT, MA, ME, VT, NH and RI
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 The
Solution
The Private Golf & Country Club Program is
exclusively designed for Private Clubs. This innovative Program
was designed to provide private clubs with the Superior coverages
and preferred pricing not offered by other programs. Other
industry programs insure private clubs, semiprivate clubs, public clubs, and resort clubs under one program, without recognizing the unique and
superior characteristics of private clubs.
The Team
In business since 1971, Creative Agency Group, located in Holmdel, New
Jersey, is the Program Administrator for The Private Golf & Country Club
Program. Creative has been successfully insuring clubs since 1986.
Peerless Insurance Company, member of Liberty Mutual Group,
is the underwriter for the program who offers financial stability, excellent claims service, and specialized loss control services.
Let Creative work
together with your agent or broker of choice to provide the
superior coverages, preferred pricing, and services necessary to
properly insure your private club. |
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BENEFITS
Exclusive Advantages |
- Private golf & country clubs only
- Custom designed coverage
- Preferred pricing
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- Available through your local agent or
broker
- Specialized loss control services
- 24-hour claim reporting
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Property Coverages
Golf Course
- coverage for entire golf course
grounds
- $2,500,000 “tee to green” coverage
with
no per hole limitation (covered on a special
perils basis) - includes debris removal
- limits of up to $5,000 per tree up to
the
"tee to green" limit of $250,000.
Property and Facilities
- extended replacement cost endorsement
- covers
an additional 25% of the blanket limit.
- clubhouse, maintenance buildings, and
all
other structures and personal property
covered on a blanket basis without
coinsurance
- coverage for cart paths, paved
walkways, ball
washers, benches, course markers, fences,
bridges, retaining walls, irrigation systems,
lightning detection systems, tennis courts,
pools, fountains, signs, etc.
- systems breakdown coverage for all
mechanical, electrical and HVAC equipment
- ordinance and law coverage
- backup of sewers & drains included in
blanket limit
Club Maintenance Equipment and
Golf Carts
- coverage for newly acquired
maintenance
equipment and golf carts up to $500,000
- coverage for leased, borrowed, or
rented
equipment
- replacement cost coverage is provided
regardless of age
Property of Members and Guests
- golf equipment with no per bag
limitations
- coverage included in blanket property
limit
- garagekeepers coverage for valet
operations
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Blanket Business Income
and Extra Expense
- coverage for loss of earnings from
suspended operations, as well as, any extra
expenses to help maintain normal club
operations
- actual loss sustained coverage
- period of restoration - "5 years"
- 180 day extended period of indemnity
- applies to loss under greens and
grounds
coverage
- off premises power and utility failure
including overhead transmission lines
- no waiting period or deductible
Liability Coverages
- enhanced comprehensive general
liability
- full coverage for damage to property
of others caused by errant golf balls
- persons protected includes members,
volunteers, golf and tennis pros and golf
cart users
- medical payments
- third party liability
- herbicide, pesticide and fertilizer
application
and storage including pool chemicals
- golf and tennis professional liability
- liquor liability
- employee benefits liability
- non auditable
Additional
Available Coverages
(coverage availability may
vary amongst states)
- hole-in-one coverage
- umbrella liability, which can
include D&O and EPLI with limits up to $25,000,000
- directors & officers liability
(including employment practices and third
party discrimination)
- fiduciary liability
- commercial automobile
- workers compensation
- crime, including broader definitions
of
employee crime
- pollution liability for storage tanks
- full pollution policy available
- flood and earthquake coverage on
buildings,
personal property, business interruption and
extra expense.
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The preferred program for private clubs is The Private Golf & Country Club Program. |
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www.Peerless-Ins.com |
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CLICK HERE TO PRINT OUT A REPLY FORM
CLICK HERE FOR OUR CHECKLIST OF REQUIRED ITEMS &
FORMS
For more information, please call or have your
current agent contact:
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