Child Care & Nursery School Insurance

The Solution

We offer a comprehensive package tailored to the unique needs of your child care or nursery school facility. Our goal is to offer the broadest coverage at the most competitive premium. The National Child Care Association and the National Association for the Education of Young Children endorse the insurance companies we represent.

The Team

In Business since 1971, the Creative Agency Group, located in Holmdel, New Jersey, has specialized in insuring child care centers and nursery schools for many years.

Our expertise in insuring child care centers and nursery schools enables us to offer coverages based upon the individual needs of your facility.

Let Creative work together with you to provide the customized coverages, competitive rates, and services necessary to properly insure your child care center or nursery school.

• Safety and risk management evaluations to help control losses
• Premium discounts for members of NCCA and NAEYC
• Customized coverages for all types of child care business

• Consideration for new ventures
• "A" rated Insurance companies
• Convenient payment plans
• Specialized claims service

Policy Features may include:

• Teacher/Professional Liability
• General Liability, corporal punishment and child molestation limits of up to $1,000,000
• Medical Payments for children
• Commercial automobile, including non-owned
  and hired auto coverage
• Coverage is available for centers with pets, pools
  and field trips
• Loss of income and extra expense coverage
  as a result of a covered loss to property

• Coverage for playground equipment
• Coverage for mechanical breakdown and electrical
  disturbances
• Glass, money & securities and employee dishonesty coverage
• Special Perils Property protects your contents or
  personal property for replacement value
• Student accident coverage available for students, teachers and supervisors