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Innovative Insurance For Your Business

Controlling Costs.
Your business insurance program begins with a thorough evaluation of the risks your business faces. We work closely with insurance company underwriters and loss control experts to determine the best, most cost-effective solutions to protect against those risks. Loss control specialists may recommend ways to reduce your premiums through implementation of safety and loss control programs. Depending on your situation, we may recommend higher deductibles as a means of obtaining still greater premium savings. All are part of the fully customized insurance program we design to ensure your business protection is complete and cost-effective.

A Fresh Approach to Obtaining Protection

A World of Difference
At the Creative Agency Group you benefit from a "creative spirit" unmatched by other insurance firms. First and foremost, we approach the insurance business from a fresh perspective. As the insurance buyers for our clients, we use our knowledge and experience to buy the most cost-effective insurance for you. We don't just sell insurance. It may seem like a fine point, but it makes a world of difference in the quality of service and insurance protection you receive.


Our Clients' Best Interests Determine Our Approach

Top Priority
Our clients' best interests are always our number one priority. That is why at Creative you will not find run-of-the-mill insurance solutions. We explore every possible option to reduce your business insurance premiums through innovative loss control programs, and to maximize your personal security through a creative combination of insurance and financial services. You can count on us for inspired, yet practical solutions.


The Finest Resources Lead to the Finest Solutions

A Cut Above the Rest
Creative Agency Group is ranked among the largest insurance firms in New Jersey. We are a regional insurance agency and brokerage firm primarily serving businesses and individuals throughout the Northeast, Mid-Atlantic and New England states.

We market specialty programs on a National basis. These programs are available through your local agent or broker of choice. Please view our home page for access to our specialty programs.

Top Notch Insurers
In order to best meet our clients' broad range of insurance and financial services needs, we represent many of the finest and highly rated insurance companies in the country. We maintain outstanding relationships with all of our insurance carriers enabling us to maximize our ability to negotiate and secure the most favorable policy terms and premiums for our clients.


COMPANIES WE REPRESENT
  • Chubb Group
  • Farmers' Mutual Fire Assurance Association of New Jersey
  • Franklin Mutual
  • Fitchburg Mutual
  • GMAC Risk Services
  • Great American Insurance Co
  • Greater New York Mutual Insurance Co
  • Guard Insurance Co
  • Hanover Insurance Co
  • Hartford Insurance Co
  • Lancer Insurance Co
  • Liberty Mutual Group
  • Merchants Mutual
  • Peerless Insurance Co
  • Philadelphia Insurance Co
  • PMA Insurance Co
  • Progressive Insurance Co
  • Public Service Mutual
  • Selective Insurance Co
  • Travelers Insurance Co
  • Zurich / Farmers Insurance Co

For more information, please call: 

John Birofka
Executive Vice President
(800) 888-8381 ext. 113 Telephone
(732) 946-7343 Fax

Jbirofka@creativeagency.com
Jon Denley
Senior Vice President
(800) 888-8381 Telephone
(732) 946-2044 Direct Fax

jdenley@creativeagency.com
Lynn Scott
Marketing, Asst. Vice President
(800) 888-8381 ext 187
(732) 858-8049 Direct Fax

lscott@creativeagency.com
Private Golf & Country Club Program Franchised Auto Dealer Program Fitness, Health & Racquet Club Program Used Car Dealer Program NJVMA Veterinary Insurance Program Business Insurance
Personal Insurance, Auto & Home Employee Benefit Services Financial Services Child Care & Nursery Schools Apartments & Condominiums Car Washes

15 Creative Circle, Route 520 ● Holmdel, New Jersey 07733

tel: 800.888.8381  732.946.4000 ● fax: 732.946.2044
 
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